by David Monteith | Jan 12, 2026
TL;DR: Turn Q4 GST/HST into Cash, Not an Audit Trigger The Gist: January 2026—or “Janu-worry”—is a liquidity trap where holiday cash dries up just as bills come due. Instead of treating your Q4 GST/HST return as a painful obligation, you must use it as a...
by David Monteith | Dec 15, 2025
How to Spot Financial Disaster Before It Closes Your Restaurant’s Doors TLDR: Financial Survival for Canadian Hospitality The Current Landscape: The Canadian hospitality industry is in a “survival of the fittest” era. With business insolvencies up...
by David Monteith | Feb 3, 2025
The Canadian restaurant industry is a vital contributor to community prosperity [1]. In recent years, this industry has faced a storm of challenges, from pandemic-related closures and inflationary pressures to labour shortages. Yet, it has shown remarkable resilience,...
