by David Monteith | Jun 15, 2026
The Hidden Insurance Gaps Leaving Restaurant Owners Personally Bankrupt TLDR Summary Standard commercial insurance policies leave Canadian restaurant owners exposed to catastrophic financial risks. Generic packages routinely omit employment practices liability,...
by David Monteith | Jun 1, 2026
Why the Catering Contract Your Restaurant Signs Is a Financial Liability TLDR Summary Event deposits received by restaurants are taxable for GST/HST purposes at the exact time they become non-refundable, not at the time of the event, which frequently causes...
by David Monteith | Apr 13, 2026
Does Your Labour Cost Model Destroy Your Restaurant Profits? TLDR: Surviving the Minimum Wage Squeeze Canadian restaurant margins are under severe threat in 2026 due to relentless, inflation-indexed minimum wage hikes. Relying on static budgets and gut feelings...
by David Monteith | Mar 16, 2026
How to Run a Weekly Leadership Meeting that Actually Moves Numbers TLDR: The Weekly Numbers-First Meeting Framework for Canadian Operators The Canadian foodservice industry faces intense financial pressure. Restaurant owners must abandon “gut-feel”...
by David Monteith | Mar 2, 2026
TLDR: A strategic guide for Canadian restaurant owners on designing a profit floor Most restaurant owners evaluate new opportunities by gut feel, and it costs them. A profit floor is a single number (a minimum gross profit per guest, per hour, or per event) that every...
