by David Monteith | Jan 12, 2026
TL;DR: Turn Q4 GST/HST into Cash, Not an Audit Trigger The Gist: January 2026—or “Janu-worry”—is a liquidity trap where holiday cash dries up just as bills come due. Instead of treating your Q4 GST/HST return as a painful obligation, you must use it as a...