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The Q4 Mistake That Wipes Out Your Restaurant’s January Reserves

The Q4 Mistake That Wipes Out Your Restaurant’s January Reserves

by David Monteith | Jan 12, 2026

TL;DR: Turn Q4 GST/HST into Cash, Not an Audit Trigger The Gist: January 2026—or “Janu-worry”—is a liquidity trap where holiday cash dries up just as bills come due. Instead of treating your Q4 GST/HST return as a painful obligation, you must use it as a...

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