by David Monteith | Jun 15, 2026
The Hidden Insurance Gaps Leaving Restaurant Owners Personally Bankrupt TLDR Summary Standard commercial insurance policies leave Canadian restaurant owners exposed to catastrophic financial risks. Generic packages routinely omit employment practices liability,...
by David Monteith | Mar 30, 2026
Sole Proprietor vs. Corporation: Are You Overpaying 30% in Taxes Right Now? TL;DR: Stop Losing 30% of Your Profits to the CRA For Canadian restaurant owners in 2026, staying a sole proprietor is a “wealth erosion trap.” Under this structure, every dollar...
by David Monteith | Jul 28, 2025
For many in the Canadian food and beverage industry, the journey began with a passion for culinary arts, the dream of a bustling dining room, or the satisfaction of crafting memorable experiences. The daily grind of managing staff, perfecting menus, and delighting...
by David Monteith | Jun 23, 2025
It’s a feeling every restaurant owner in Canada knows all too well. Your star server, the one who knows the regulars by name and can upsell without even trying, hands in their two weeks’ notice. Or your most reliable line cook, the one who keeps their cool during the...
