by David Monteith | Jun 15, 2026
The Hidden Insurance Gaps Leaving Restaurant Owners Personally Bankrupt TLDR Summary Standard commercial insurance policies leave Canadian restaurant owners exposed to catastrophic financial risks. Generic packages routinely omit employment practices liability,...
by David Monteith | May 18, 2026
TLDR: The Data-Driven Framework for Restaurant Survival: Mastering Prime Cost and Menu Engineering Canadian restaurant operators frequently rely on point-of-sale terminals to measure daily financial success. These terminals exclusively report gross revenue, completely...
by David Monteith | Mar 23, 2026
The Cash Flow Trap Killing Restaurants TL;DR: You Are Profitable But Still Broke The “Cash Flow Trap” is the silent killer of successful restaurants. Many owners see a “net profit” on their monthly statements but find their bank accounts...
by David Monteith | Mar 2, 2026
TLDR: A strategic guide for Canadian restaurant owners on designing a profit floor Most restaurant owners evaluate new opportunities by gut feel, and it costs them. A profit floor is a single number (a minimum gross profit per guest, per hour, or per event) that every...
by David Monteith | Feb 9, 2026
Beyond the Prix-Fixe: How to Engineer a High-Contribution Valentine’s Experience TL;DR: Engineering a Profitable Valentine’s Weekend 2026 Valentine’s Day 2026 falls on a Saturday, immediately followed by the Family Day long weekend in many provinces. While a...
